For a lot of years we were middle class poor. What is middle class poor you ask? Middle class poor is when you make a decent living, but not enough to makes ends meet, though too much to get any sort of federal or state assistance. This is where most Americans fall.
There was a period of time when I first started staying home with the kids where we struggled. We dug ourselves in a deep never ending hole of debt. This debt was not charged up with store credit cards and shopping sprees. We did not own flat screen TV's, fancy cars, or wore nice clothes. Our debt was created by buying food, medical expenses, gassing up the one car we owned and shared, heating our home.... you get the idea. Debt from living. Three years ago my husband got a promotion that doubled his income, we finally had the ability to buy what we needed without worry. All those sleepless nights stressing if we would have enough gas in the car to make it through the week, days of bounced checks, and creditors hounding us were over.
Though we were bringing in a comfortable income, we still had the debt from the previous years looming over our heads. It took us three years to pay it ALL off, save a nice healthy chunk of cash for a down payment as well as a comfy cushion in our savings account. We did it, and we bought our own home. Last week we signed our life away (or 30 years to be exact) and signed our first mortgage.
There are no words to describe how good it felt. We did it, on our own. No help from anyone but ourselves. My husband's long hours at work busting his buns, my long days at home tearing my hair out with the kids have payed off.
As I write this, I am sitting in our living room on our new furniture, in our new home, that is all ours, in a new town with new opportunity and a life to be made.... and I feel content and fully relaxed for the first time in years. I am so happy and so grateful.
Here is a little look into our new home. Don't mind the mess.... there are 2 adults, 3 kids, 2 dogs and 3 cats living here after all.... And we are not done unpacking/decorating!
|Exterior photo from Zillow.com|